Fee Schedule
as of July 31, 2023
SHARE VALUE FEES
Cause | Fee |
---|---|
Par Value if One Share | $1.00 par value, must complete 1 share within 90 days of account opening. |
SAVINGS ACCOUNT FEES
Cause | Fee |
---|---|
Dormant Account | $15.00 per month if no activity for 1 year and balance less than $100.00 and no other services used |
Excessive Withdrawal Fee (over 6 a month) | $35.00 per occurrence |
Overdraft (EFT Item Paid) | $35.00 per occurrence |
Reopen 3rd time & on | $50.00 |
Christmas Club Account Withdrawal | $10.00 per occurrence |
REGULAR CHECKING ACCOUNT FEES
Cause | Fee |
---|---|
Dormant Account | $15.00 per month if no activity for 1 year and balance less than $300.00 and no other services (excluding Primary Savings account) |
Overdraft Privilege | $35.00 per EFT or check occurrence |
Returned Item (NSF or Other Reason) | $35.00 per occurrence |
Stop Payment | $35.00 per item |
Copy of Draft Check | $5.00 per item |
Draft/Check Printing | Prices vary depending upon style |
Counter Checks | $5.00 per page of 4 checks |
2nd Chance Checking | $10.00 per month |
BUSINESS CHECKING ACCOUNT FEES
Cause | Fee |
---|---|
Same fees apply as the Regular Checking Account | See Regular Checking Account Fees Table Above |
Monthly Maintenance | $10.00 per month |
MONEY MARKET ACCOUNT FEES
Cause | Fee |
---|---|
Minimum Balance | $10.00 per month if average daily balance falls below $2,500.00 |
Copy of Money Market Check | $5.00 per Item |
Excessive Withdrawal Fee (over 6 a month) | $35.00 per occurrence |
OTHER SERVICE FEES
(applicable to all accounts)
Cause | Fee |
---|---|
Close Account (Within 90 Days) | $50.00 |
Account Reconciliation/Research | $25.00 per hour |
Delete Joint Member | $15.00 per request |
Deposited Item Returned | $15.00 per item |
Visa Gift Cards | $6.00 per card |
Wire Transfers-Domestic (Incoming/Outgoing) | $30.00 |
Wire Transfer-International (Incoming/Outgoing) | $50.00 |
Western Union- Domestic (Outgoing only) | $30.00 |
Western Union- International (Outgoing only) | $50.00 |
Money Order | $5.00 per item |
Returned Mail | $15.00 (monthly after the 2nd month of returned mail) |
Paper Statement Fee | $5.00 per statement cycle |
Print/Reprint Statement | $5.00 |
Teller Check Payable to Third Party | $10.00 |
Visa Travel Money Card | $10.00 per card (replenish fee $5.00 each occurrence if completed by CMCCU employee) |
Garnishment or Tax Levy | $100.00 per time |
E-Statement | No charge |
Coin Processing (member) | 5% per transaction |
Telephone Transfer Request | $1.00 per occurrence |
Lien Release Reprint | $10.00 per item |
Check Cashing (without a checking account or loan | $5.00 per item |
CD Early Withdrawal Penalty | $25.00 per occurrence plus (31 or 90 days interest penalty) |
Loan Origination Fee | $50.00 per loan |
Fax/Photocopy Fee | $1.00 per page / $5.00 maximum |
INDIVIDUAL RETIREMENT ACCOUNTS (IRA) FEES
Cause | Fee |
---|---|
IRA Dormant Account | $15.00 per month if no activity for 1 year and balance less than $100.00 |
ATM CARD OR VISA CHECK CARD FEES
Cause | Fee |
---|---|
First Card | Free |
Replacement Cards | $10.00 per card |
Rush Delivery for Replacement or New Card | $65.00 per card |
Non-Proprietary ATM Transaction | $1.00 per transaction |
VIRTUAL BRANCH ON-LINE BANKING FEES
Cause | Fee |
---|---|
Bill Pay Online | $10.00 per month or Free with E-Statements |
SAFE DEPOSIT BOX ANNUAL FEES-Warrensburg and Sedalia
Sizes | Fee |
---|---|
3" x 5" x 21.5" Safe Box | $25.00 |
3" X 10" x 21.5" Safe Box | $35.00 |
5" X 10" x 21.5" Safe Box | $45.00 |
10" X 10" x 21.5" Safe Box | $75.00 |
Drilling Fees | $80.00 plus cost per occurrence |
Key Replacement | $35.00 per occurrence |
Non-Member Fees
Description | Fee |
---|---|
ATM Surcharge Fee | $6.00 per occurrence |
Coin Processing | $15% per transaction |
On Us Check Cashed (non-member) | $10.00 per item |
The fees appearing with this Schedule are accurate as indicated on the Truth-in-Savings Disclosure. If you have any questions or require current and fee information on your account, please call the Credit Union at 660-747-3311.