Overdraft Protection
Ever had an error cost you money?
Central Missouri Community Credit Union (CMCCU) offers overdraft protection on return fees by:
- Share transfer **upon request**
- Advance from a pre-approved Extended Checking loan **upon request**
If an item is presented for payment from your account and there are not sufficient funds available, the credit union will automatically transfer the funds from the designated source – pre-approved loan or share account – and send you a notice of the transaction.
What are the benefits?
- Avoid fees from merchants for returned checks
- Avoid denied purchases
- Avoid overdraft fees
Best of all, there is no fee for this service! You must request this service and meet some qualifications.
Getting started:
Contact one of our branches if you have questions about this service.
*Some restrictions apply. Contact Member Services for details.